PayPal Extras MasterCard – How to Apply

One of the greatest advantages of technology is the ease it has brought to day-to-day life. For example, the idea of sending money to a relative or friend abroad used to be a struggle. You had the traditional methods, but they took more time than most people liked.

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Today, however, you can easily send money through digital means to anyone in another country through PayPal. PayPal isn’t all about just sending and receiving cash from people you know abroad. It has also become one of the most used online methods to make payments for jobs done.

Freelancers that work remotely have depended on this platform to get money from their clients. Now, PayPal didn’t just stop at money transfers, they moved further to a credit card you can use. We’re getting into the PayPal Extras MasterCard up next.

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Image source: thebalance.com

PayPal Extras MasterCard

You may have heard of PayPal, but chances are you’ve heard less about their Extras MasterCard. This card’s main purpose is to make it even easier to use the platform. Plus, it is more or less a credit card that offers you credit depending on a number of factors.

You, however, need to have an account with PayPal for you to get this card. And, you can use it for a number of purchases around the globe. All the advantages that any MasterCard has, this card also carries other benefits including those for freelancers.

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Am I Eligible?

This card, like any other card in the market, has its own set of requirements that you have to meet before you can get the card. First, among them is you have to be a citizen of the  United States or a resident. You also have to be at least 18 years old,

The most important of all the requirements is you need to have a PayPal account for you to get the card. As stated before, you’ll have to open an account with PayPal before you get to apply for this card.

Benefits of the PayPal Extras MasterCard

Before jumping into how to apply for this PayPal Extras MasterCard, you need to find out what it has to offer. Just like other cards, you have a card that rewards you for most of the purchases you charge through it. You have points that you earn among other rewards.

Filling your tank will earn you around 3 points for every $1 you spend at a gas station. You also get to earn on other purchases too, like the 2 points for every $1 spent on PayPal and eBay transaction. It doesn’t end there though, you earn 1 point for every $1 you spend on other MasterCard purchases.

Redeeming Points

The biggest concern among credit card users has long been the redeeming process. It’s pretty easy when it comes to PayPal Extras MasterCard. You can redeem your points for gift cards that can be used at restaurants, gas stations and more.

The points can also be redeemed for travel as you can get air travel, hotel rooms, and car rental services.  You can begin to redeem the points from 800 points and more. To get the travel rewards, however, you need to have at least 15000 points.

PayPal Extras MasterCard - How to Apply

How To Apply

To apply for this card, as stated before, you have to first open a PayPal account. You can use this link to begin the process of opening your PayPal account today. Once you are there and have successfully opened an account, look for the “apply for card” button. The process is easier from there and anyone can apply for the card.

Alternatively, you can visit the PayPal website and locate the ‘sign up’ button which is at the top left of your screen. Sign up the follow the simple instructions that can be found on the site. You’ll have to provide some details for you to get the card, of course, but these are just your identification documents and address.

Rates And Fees

With this card, there is a variable APR of either APR is 21.49%, 25.49%, or 28.49%. However, there is also a minimum interest charge of $1.50. There is also a 3% foreign transaction fee when using this card abroad. However, there is no annual fee.

How To Contact Paypal Mastercard

To contact Paypal about this offer, you can call 1-(866) 657-5788. You can also find their main address at 2211 North First Street San Jose, California 95131.

PayPal Extras MasterCard Conclusion

There has never been a better to have a digital wallet than today. The COVID-19 pandemic that has kept people indoors may have affected how you work and get paid but with PayPal, you still get your money.

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.