Track Your Spending – Best App to Use

They say that money isn’t everything. But boy, it sure is a lot! Sure, it still cannot buy you happiness, but it can buy you a whole bunch of other cool stuff. If you can keep track of it, that is.

Unbeknownst to some, you do not need a fortune to be able to buy the things you want. All you need is a little frugality, a little thriftiness – and the means to be able to keep track of all your expenses with the simple push of a button.

Our forefathers never had this when they began to set their money aside for their children’s children. But we do. And with PocketGuard, keeping track of your money has never been easier.

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Features of PocketGuard

PocketGuard has some really great features on offer without ever becoming too technical or complicated. Let us take a look at those features.

The “Big Picture”

PocketGuard allows you to link all your credit cards, investments, loans, and accounts. When these things are linked, you are able to see them all in one place.

This means that you can easily track your money across all fronts, not just your maxed-out credit card.

Categorize Your Finances 

With PocketGuard, all of your transactions are updated as they happen. They are also sorted into different categories, giving you a clearer idea of where your money comes from when it leaves you.

With this, you will no longer need to guess where in the month you lost that hundred bucks.

Pocket Money

No, not the money you get when you have been a good boy during the month. PocketGuard has an “in my pocket” category.

The contents assigned to it are designated as “safe to spend” – it is the money that is left over after all you have paid all the necessary bills.


PocketGuard includes a feature which can automatically generate a personalized budget for you.

It does so by analyzing your income and expenditure, as well as any financial goals you may wish to achieve, and optimizes the best possible budget, just for you.

Serious Security

This had to come up eventually. PocketGuard uses an encrypted token system to download and sort your personal data from your bank. That sounds really scary, but I promise it is not.

This encrypted token system means that all your information will never be stored on the company’s servers. They will never have access to any of your accounts. The only person who may access anything on your account is you.

General Tips

  • First make sure that you have connected all the accounts that you regularly use to optimize the ’s performance
  • Check your “In My Pocket” daily
  • Set up some custom categories if you have a more financially “diverse” lifestyle
  • Make sure you use the “Spending Pie-Chart” feature, as well as its function which allows you to take more charge of any bad spending habits you may have
  • Set some “Goals” for yourself to help keep you motivated

Who It’s Suited To

The simple answer is anyone, really. I am sure that we could all do with saving a little more each month, not spending as much on things we do not really need, in order to reach our goals.

This is great for you if you just want to be that much more frugal with your finances. And that should be everyone.

Best Uses – iPhone/Android Accessibility

Both! The is available on both iOS and Android devices and stores. It is perfect for mobile users, because as long as your phone is in your pocket, the app is there too.

And seeing as it is best used as a money-tracker, you will want it with you wherever you go.


The comes in both a free and premium package.

The free version comes with all the app’s most crucial features, while sacrificing some of its more unique functionalities.

The premium includes all of the app’s best features, at the low price of only $3.99 per month.


  • Simple and easy to use
  • Safe and secure
  • Great alerting system
  • Clean user-interface


  • Should only be used for less complex money matters
  • Desktop version is less than great

How to Download

By now, you are hopefully asking yourself: how do I get my hands on it? It is easy.

Simply click these links that will take you to the Android and iOS app stores, the Google Play Store and Apple Store, respectively.

How to Use the App

There are two simple steps to take when using PocketGuard.

Step One: Link your accounts to the app.

Step Two: Keep track of all your money by selecting the different categories and seeing how money is spent.

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PocketGuard offers users a simple tool to use when trying to keep track of money, as well as save some along the way.

With its clean interface and multitude of features, you can be sure you will be saving money in no time.