If your credit score is not exactly stellar, but you need a credit card, the Security Bank Fast Track Secured card is worth a look. The card gives you a chance to build up your credit scored with a secured card. A secured card requires that you deposit money into an account before you can use the card. This money helps the bank feel safe because they can utilize it if you don’t pay.
With the Security Bank Fast Track Secured Credit Card, you can get up to 80% of the money you deposit on your card. You might be thinking what’s the point of just depositing your own money and then using it. First off, it can help you build your credit. Secondly, you will have access to a credit credit card.
There are many reason for why your credit score may have gone out of whack. You can’t do anything about the past, but you can change your future. Our team has looked into the Security Bank Fast Track Secured Credit Card for you. The details about the card can be found below. Read through everything before you decide whether or not the card is for you.
What are the Benefits of the Security Bank Fast Track Secured Credit Card?
Security Bank prides itself on advanced security features in both their credit and debit cards, assuring their customers that they are safe from any kind of questionable transactions or security threats on their bank accounts. They also have a 24/7 customer service hotline in which you can call any time and anywhere if you have concerns.
If you are a person who loves to save money for the future, then this card is definitely ideal for you. The more you save, the more you build your credit score with Security Bank.
This is part of their Fast Track Program, which lets you open up a savings account in Security Bank, and they will give you a 100% approved credit card instantly! The credit card limit will be 80% of the total holdout amount. As an additional note, the credit cards that the bank will be offering you once approved are only under MasterCard.
If you are interested, you may visit the nearest Security Bank branch near you, or you may visit their Security Bank website for more.
What are the Fees of the Security Bank Fast Track Secure Credit Card Payments?
Anytime you borrow money you will pay fees. The Security Bank Fast Track Secure Credit Card requires you to put money up front, before they give you credit. Other fees you should know about before you decide whether or not to apply for the card are listed below.
- Annual Fee – Free on the first year, depends on the card later offered
- Interest Rate – Depending on the credit card offered to you
- Minimum Balance Charge – PHP 300 per month
- Over the Counter Withdrawal Fee – PHP 100
If the information above sounds good to you, you can find out how to apply below.
How to Apply for a Security Bank Fast Track Security Credit Card
For you to be eligible for the Security Bank Fast Track Security Credit Card, you are required to have either of the following account accounts with the bank: Savings Account (PHP 15,000) or Time Deposit (PHP 100,000).
Here are the other requirements.
- You must be at least 21-65 years old and above
- Must have a home or business landline number
- Photocopy of a government-issued photo-bearing ID
- Other proof of documents like a bank statement, certificate of employment, and the related may be asked by the bank
Your credit limit will be determined depending on your monthly income and other factors.
To apply for this credit card, simply head to the Security Bank website, and fill out the online application.
How to Conact Security Bank Corporate Office
Head office
6776 Security Bank Centre,
Ayala Avenue, Makati City.
Telephone: +632 8887-9188
Note: It is important to take note that there are risks involved when applying for and using a credit card. For more information, check the bank’s Terms and Conditions page.