The Santander World Elite Mastercard may turn out to be the perfect travel partner and help leverage various purchase benefits. With features like no fees for foreign transactions and WiFi hotspot accessibility, you are looking at a load of features and benefits with Santander.
More often than not, we find ourselves troubled with a decision to select an ideal credit card that can fulfill all the expense needs that we have. As a well-informed citizen who understands how credit cards work, you must look for a few aspects while choosing a credit card.
Beginning from the APR, or Annual percentage rate, you may also look at the minimum payment terms, monthly or annual fee, additional charges, benefits, and so on. With this in mind, we are going to talk about the Santander World Elite Mastercard that comes with added benefits but has specific eligibility criteria.
Features
This world-class credit card allots a limit of up to £1,200 with a representative APR of 49.8%. With ongoing cashback and additional privileges, this Mastercard makes your travel easy and adds some style to it.
Access to Airport Lounges
As a cardholder, you are free to access around 1,000 airport lounges spanning over 120 countries.
If you have been left stranded by a delayed flight, then you must know the need to find a good resting spot. Well, with your Santander credit card, good rest is just around the corner.
WiFi & Concierge Services
The World Elite Mastercard allows you to get assistance from the concierge services at airports or any other travel hotspots.
From booking dinner reservations to arranging transportation or even buying a gift for your significant other, they have it covered. Added to this, one powerful card is enough to get you a blazing fast internet connection from one million hotspots.
Low Fees and Charges
The World Elite Mastercard from Santander reduces your foreign transaction fees on anything that you purchase on foreign soil to zero. If that’s not all though; you won’t have to pay any interest on purchases and balance transfers for straight 18 months. They offers help you have a lot of money.
Other Benefits
With the card, you will enjoy no additional fees for up to three additional cards. There is also a 0.5% cashback on purchase expenses up to £3,000. Other privileges include late checkouts, car hire upgrades, free breakfasts, and other forms of discounts on clothing and retail items.
In addition, you are eligible for a 40% discount on travel insurance bought from Santander Travel Insurance. Have you emptied all the cash oi uncharted waters? No worries, your Santander credit card will get you cash in less than 24 hours wherever you are.
Are you Eligible?
This is one of the most important aspects that will help you decide whether or not you can apply for the Santander World Elite Mastercard. The four major criteria are the following.
- Your age is 18+ and you are a permanent resident of the UK.
- You are a customer of the Santander Select or Private Banking Customer.
- There is no other Mastercard Elite Card in your name.
- You pass the credit check.
Other than this, here a few other eligibility benchmarks that you need to complete before applying for the card.
- A gross annual income of £7,500 or higher.
- No history of filing for bankruptcy.
How to Apply?
Well, all you need to do is check your eligibility criteria and apply for this card online. On the website, you will come across an online application form.
This form is your way to express your interest and showcase your credentials and creditworthiness to the institution. However, keep in mind that you will need to provide a variety of personal information when applying.
Fee and Interest Rates
For this card, there is an annual fee of £15. In addition, the late payment charge is £12. You should also note that the purchase rate on this card is 18.9% per year and it also as a representative APR of 49.8%, as mentioned above.
Contact Information
If you would like to contact the bank with more questions or concerns, you can do so at +44 2294 747. You can also find their main address at 2 Triton Square, Regent’s Palace, London, NW1 3AN.
The Bottom Line
Well, there are very few credit cards that provide benefits of bigger magnitudes than the the Santander World Elite Mastercard.
Things like lounge access and WiFi help you ease into your travel journey and reduce your stress. Due to these reasons, this card is a good choice.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.