Thinking of getting a credit card for your domestic and international flights? The PNB-PAL Mabuhay Miles World Mastercard credit card should be on your radar.
The PNB-PAL Mabuhay Miles World Mastercard credit card is fully loaded with travel perks and benefits and should never be ignored by frequent travelers. If you’re fond of traveling through Philippine Airlines, this might be the right credit card for you.
Check out how you can get a PNB-PAL Mabuhay Miles World Mastercard credit card with the article down below.
- Check Out These Sign Up Bonuses
- How to Get the Rewards You Deserve
- Offering a Flexible Payment
- What are the Eligibility Requirements
Check Out These Sign Up Bonuses
The PNB-PAL Mabuhay Miles World Mastercard credit card is a great credit card for travelers.
When you sign up for the card, you’ll receive free 2,000 Mabuhay Miles as a welcome gift. You’ll then receive an additional 10,000 Mabuhay Miles when you reach P100,000 worth of transactions at the Philippine Airlines or PAL.
You also get to earn exclusive year-round PAL online discounts. Cardholders can use the card anywhere in the Philippines and everywhere else in the world as long as it accepts online payments.
Discover These Travel Perks
One of the best things about using the PNB-PAL Mabuhay Miles World Mastercard credit card is its travel perks. You get to enjoy free travel insurance of up to P10 million for your roundtrip tickets when using the card.
You also get purchase protection insurance when you shop for your souvenirs and if you go on a shopping spree while traveling. Speaking of traveling, you also get domestic concierge service through World Assist.
This allows you to book restaurant, hotel, and entertainment reservations without having the hassle of going through a line. You’ll also have 24/7 emergency medical and travel assistance anywhere around the world.
How to Get the Rewards You Deserve
When it comes to rewards, the PNB-PAL Mabuhay Miles World Mastercard credit card is one of the best cards for frequent travelers.
Apart from the travel perks that you get from using the card, you’ll also receive a discount on select Philippine Airlines international flights when you use the card to book your flight.
Every time you use the card to spend on these flights, you’ll receive 1 Mabuhay Mile depending on your Total Banking Relationship which equates to your checking account, savings account, and time deposit account. Additionally, you can also get a 3% rebate on fuel purchases at Caltex stations all over the country with a maximum rebate of P20,000 per month.
What’s more, is that you’ll also receive a newsletter that contains all the bargains that you can find by using your PNB-PAL Mabuhay Miles World Mastercard credit card.
Fees and Other Charges
The PNB-PAL Mabuhay Miles World Mastercard credit card has the following credit card fees starting with a monthly interest rate of only 2%. The cash advance fee is 5% per transaction for Peso accounts and 2% for Dollar accounts.
You’ll also incur a P200 account maintenance fee for Peso accounts and $5 for Dollar accounts. If you do lose your card, you’ll have to pay P400 for the card replacement fee. The foreign currency transactions service fee is 2.5% of the converted amount.
Lastly, if you are not able to pay on time, you will incur 7% of the total amount as a late payment fee for the Peso account and 5% of the amount for Dollar accounts.
Offering a Flexible Payment
The PNB-PAL Mabuhay Miles World Mastercard credit card offers one of the most exciting ways to pay your bills on time.
You can pay your credit card bill through over 1,6000 ATMs and branches of the Philippine National Bank and many other payment centers nationwide. You also have a very flexible and affordable payment plan especially if you either have a Peso or Dollar account.
For Peso accounts, you only need to pay as low as 3% of your current balance or P500 whichever is higher. For Dollar accounts, you only have to pay 3% or $50 whichever is higher.
This way, you will always pay your bill on time even when you don’t have enough budget yet. This is by far the lowest rate that any credit card allows you to pay.
Explore More Options with the PNB Digital App
Speaking of payment, you can also link your PNB-PAL Mabuhay Miles World Mastercard credit card to the PNB Digital app. Through the PNB Digital app, you can manage your account online, make transactions, check the transaction history, do transfers, and many more.
You can even use the digital app to set up alerts so you can pay your remaining balance online and on time. You can also use the PNB Digital app to check your eSOA or Electronic Statement of Account so you can check for any discrepancies in all the transactions you have made within the billing cycle.
Using the PNB Digital app, you can also check for new rewards for your Mabuhay Miles and use the app to redeem them as well.
What are the Eligibility Requirements
If you’re interested in getting the PNB-PAL Mabuhay Miles World Mastercard credit card, you will need to know if you’re eligible for the card before you can apply.
You need to be 21 to 65 years old to be eligible for the card and must earn at least P10,000 with supported documents such as your recent payslip.
You also need to prepare any photo-bearing government ID with your signatures such as your passport or Unified Multi-Purpose ID.
How to Apply
Those who are eligible can apply online through the official website. Click on Apply and fill up the necessary information for your application. You will then upload the necessary required documents for your application and review the terms and conditions of the bank.
Try to review the information you have entered before you submit it. You can also go to the nearest PNB branch to apply as long as you bring the necessary documents.
If you have further inquiries, you can call them at (632) 8-573-8888 or visit them at their main office at PNB Financial Center, G/F Pres, Diosdado Macapagal Blvd, Pasay, 1300 Metro Manila.
Conclusion
If you’re looking for a credit card that lets you earn air miles at the fastest rate possible, the PNB-PAL Mabuhay Miles World Mastercard credit card is the ultimate credit card for you.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.