How To Get A PNB-PAL Mabuhay Miles World Mastercard

This article will consider what getting a PNB-PAL Mabuhay Miles World Mastercard Credit Card could do for you. Thinking of getting a credit card for your domestic and international travels onboard Philippine Airlines (PAL)? Do you want generous rewards and cashback from your trips and purchases?

By getting a PNB-PAL Mabuhay Miles World Mastercard Credit Card, you can avail of these benefits and many others. Think welcome gifts, bonus miles, flight discounts, and insurance, all from the same credit card. Let’s take a look.

In this article, we’re going to take a deeper look at the PNB-PAL Mabuhay Miles World Mastercard Credit Card to discover exactly what is offered, what it costs, and how you can apply. Read on to find out more.

How To Get A PNB-PAL Mabuhay Miles World Mastercard

PNB-PAL Mabuhay Miles World Mastercard Features and Benefits

The PNB-PAL Mabuhay Miles World Mastercard is packed with numerous benefits that frequent travelers will enjoy. Upon the activation of the credit card, you can receive 2,000 PAL Mabuhay Miles as a welcome gift. Moreover, you can get an additional 10,000 PAL Mabuhay Miles when you make financial transactions at PAL worth P100,000.


You can also obtain an exclusive 5% discount on eligible PAL international flights when you book online on the PAL website. When you use a PNB Mabuhay Miles MasterCard to purchase your travel tickets via air, land, or sea, you are entitled to travel insurance worth up to 10 million. The coverage includes travel-related concerns like flight delay and lost or damaged luggage.

You will also enjoy purchase protection insurance that covers accidental damage to the items you bought and lost things because of theft.

What’s more, you can enjoy priority check-in at PAL Business Class Counters at select Philippine airports. You are also entitled to 24/7 World Assist Concierge, domestic and international concierge service, and priority medical and travel assistance.

Zero % Affordable Payment Plan (ZAPP) Feature

With this Mastercard, you’ll also be eligible to take part in the Zero Percent Affordable Payment Plan. With this payment plan, you can shop with zero percent interest at certain establishments that are partnered with PNB.

You can make these 0% purchases on an installment plan. These payment plans can be stretched over 3, 6, 9, 12, 18, or 24 month periods. This is a special purchasing feature that you can get specifically with the World Mastercard.

Application Process for the PNB-PAL Mabuhay Miles World Mastercard

You must be 21-65 years old when applying for a PNB-PAL Mabuhay Miles World Mastercard. You should also show a valid ID and documents proving that you are earning a monthly income of 40,000 or more.

You can simply apply for the PNB-PAL Mabuhay Miles World Mastercard on the PNB website. You can also apply in person at any Philippine National Bank (PNB) branch.   

If PNB approves your application, they will give you a credit limit of P30,000, which may be increased or decreased depending on your creditworthiness, financial condition, and other factors. 

Mabuhay Miles World Mastercard Interest Rate and Charges

  • Monthly Maintenance Fee₱200
  • Interest Rate – as low as 2.7%, depending on outstanding balance
  • Cash Advance Fee – 5% of cash advance amount or 100.00, whichever is higher
  • Late Payment Fee300
  • Over Limit Fee₱300 for every occurrence
  • Card Replacement Fee400

PNB Credit Cards Contact & Address Info

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines

TEL: (+632) 818-9-818 / DTF 1800-10-818-9-818

Final Thoughts

PNB-PAL Mabuhay Miles World

Overall, holding a Mabuhay Miles World Mastercard opens a wide range of benefits if you love traveling. This card offers many perks that will make your local and international trips more convenient and enjoyable.

But, having these advantages comes with a catch; it can be costly, especially if you have a limited monthly income. With an annual fee of P6,000 and a monthly interest rate of 2.7%, you may find this credit card expensive even for your nomadic lifestyle.

If you are interested in applying or learning more about the PNB-PAL Mabuhay Miles World Mastercard, visit the PNB website. For more information about the Mabuhay Miles, visit the Mabuhay Miles website.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.