PNB Mabuhay Miles World Mastercard – How to Apply


This article will detail how you can get your hands on a PNB Mabuhay Miles World Mastercard. For those who love to travel, wouldn’t it be nice to have one credit card that lets you earn points that you can use to travel for free and grab some great discounts at the same time? Well, you can get both of those things and more with the Mabuhay Miles card!

PNB has made this possible, as it now offers its growing clientele the PNB Mabuhay Miles World Credit Card. If you’re looking for great perks every time you spend, dine out, or travel, then this is the card for you.


To help you know about more this card, read on as we give you information about the PNB Mabuhay Miles World Mastercard, its benefits, how you can apply, and so on.

PNB Mabuhay Miles World Mastercard
PNB Mabuhay Miles World Mastercard. Image source:

PNB Mabuhay Miles World Mastercard Credit Card Features and Benefits

For those who don’t know what Mabuhay Miles is, it’s a point system by Philippine Airlines. For every point you earn, you can use them in exchange for either cheaper flights or even free flights either in the Philippines or abroad.

Getting the PNB Mabuhay Miles World Credit Card gives you a head start on your travel goals, as the card gives you a free 2,000 Mabuhay Miles as a gift for new and first-time cardholders. If you spend more than 100k worth of transactions using the card, you will also be given a free 10,000 Mabuhay Miles.


Cardholders immediately get a 5% discount on selected PAL international flights when you book online. You will also get priority check-in every time at PAL Business Class counters in the Ninoy Aquino International Airport Terminal 2. You also get free travel insurance every time you travel anywhere worth PHP 10,000,000.

If you love to shop and dine, every 1 point is equal to 1 Mabuhay mile points. And there are even more reasons to use the card, as it is widely accepted in millions of establishments worldwide.

How to Apply for a PNB Mabuhay Miles World Mastercard

For you to be eligible for the PNB Mabuhay Miles World Mastercard, you need to have at least a minimum monthly income of P2.4M. Having other important documents with you (such as your one-month payslip, a detailed bank statement, and your latest income tax return BIR 2316) may be required upon applying for the card.

You may visit your nearest PNB branch, or you may check out the official PNB website to apply for it online. Once approved, your credit limit will be determined based on a number of factors, like your credit history, current income, and expenses.

PNB Mabuhay Miles World Mastercard Credit Card Interest Rates and Charges

  • Annual Fee – PHP 6,000 (Principal)
  • Interest Rate – 2.7% per month
  • Cash Advance Fee – 5% of Cash Advance amount or PHP 100
  • Overlimit Fee – PHP 300
  • Late Payment Fee – 7% (PHP)
  • Foreign Currency Fee – 2.50% of Mastercard conversion
    rate of the day

PNB Address and Contact

You may contact PNB’s corporate office at PNB Financial Center 8/F Cards Banking Solutions Group, Pres. Diosdado Macapagal Blvd., Pasay City, Philippines.

TEL: (+632) 8818-9-818 / DTF 1800-10-818-9-818


Although it requires a higher minimum salary to have it, the PNB Mabuhay Miles World Credit Card is an ideal card for those looking for convenience in shopping and travel anywhere you go. You are a priority every time you travel due to the many benefits that you get as its cardholder. If you are interested, visit your nearest PNB branch today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.