UnionBank Quick Loan – How to Apply From Home


Every second matters and that’s why services like the UnionBank Quick Loan help you save your time. You can apply for a loan with UnionBank from the comfort of your own home. You will see more and more online services like these as technology advances.

Quick Loans is a salary loan program which is done 100% online. All you basically need is access to a stable internet connection and a computer, and you’re good to go. However, you must first qualify for a loan. More on that soon.


Now, if you’ve found yourself in need of cash and don’t have time to wait for an appointment, you can head online and get it all done in less time with UnionBank. Details on how are up next.

How To Get A Quick Bank Loan

What To Expect

When it comes to loans, you obviously have some expectations – not only of what you’re going to do with the money but also about the process of getting the loan. The bank too has its own set of expectations from you before lending you the money.


First of all, you can get any reasonable amount when applying for a UnionBank Quick Loan. You can expect PHP 1,000 on the low side and around PHP 250,000 on the high side. The amount you get is determined by your pre-qualification results.

What Are The Fees For The Quick Loan?

Most loans incur fees. Once the loan has been issued, you will need to keep up with the added interest to your repayments. On top of this, you will usually have to pay a processing fee before you can get the loan. Here are the processing fees for the UnionBank loans.

  • For a loan of PHP 10,000 and above – PHP 2,000.
  • PHP 5000 up to PHP 9,999 – PHP 500
  • PHP 2000 to PHP 4999 – PHP 300
  • PHP 1000 to 1999 – PHP 100

Who Can Borrow?

You have to be a member of UnionBank before you can think of getting a Quick Loan. That means, you have to be at least 21 years old and a holder of an account with UnionBank if you wish to apply for a Quick Loan.

The next thing, which is quite crucial is, you can be a holder of an account with UnionBank and still not qualify for the quick loan. You have to be informed of your eligibility through SMS or email in most cases, and this applies to all pre-qualified UnionBank account holders. If eligible, you will receive an invite code.

Union Bank Quick Loan

How To Apply For A Quick Bank Loan

To apply for a UnionBank quick loan at home, you must have an online UnionBank account. You can visit the UnionBank website and easily begin the process of opening an online account by clicking on the sign-up button and filling out the required details.

Once you have signed up for a bank account and you have received a Quick Loan invite code via SMS or email you can apply for a Quick Loan online from home. This is done via the UnionBank website.

Bottom Line

Gone are the days of long line-ups at the bank, you can now take care of many services at home. Loans have always been something you had to go into the bank for, but with the Union Bank Quick Loan program, you can take care of that from home too.