How To Apply For A Metrobank Loan from Home

If you’ve got an internet connection and a computing device, you can apply for a  Metrobank Loan from home. Getting a is no longer the tedious and depressing process it used to be before.

Banks have also become smarter about lend to their customers. They know you’re busy and want to make the process simple. They’ve made the whole process easier by giving you the choice of applying for a loan from home.

The application process for a loan with this bank is quite easy and can be done online. The rates of loan here are also good considering the market and what other banks are offering. To get a loan, straight from home with Metrobank, read what’s up next. 

How To Apply For A Metrobank Loan from Home

What Are The Types Of Loans?

There are a number of that you can apply for and get from Metrobank. With Metrobank, you can get an auto loan, personal loans, mortgages and business . You can easily apply for any at any other branch of the bank.

Good thing is that you have a manageable interest rate for every one of them. The timeline to pay your loan ranges from anything between 1 – 5 years or more depending on your agreement with the bank.

What Is The Benefit Of A Metrobank Loan?

Other than the obvious benefits of interest and repayment schedules, there are other benefits of getting a loan with Metrobank. First, there are no hidden charges when you apply for a loan with this bank.

The other thing is that there are no agreement fees for with this bank. You can get as much as PHP100,000,000.00 with a Metrobank loan. You also have as low as a 7.9% variable APR on your loan, which is quite good across the spectrum.

Lastly, when you apply for your loan with other banks, it takes almost 7 days for the loan to mature. Here, you can get your loan within the same day you applied for it, especially if you applied for a personal loan.  Fast approval time is also enticing.

Am I Eligible For A Loan With Metrobank?

To apply for a loan, you have to be eligible by meeting a number of requirements that have been set out by the bank. First and foremost, you need to have an account with this bank for you to get a loan.

You need to be a citizen or resident of the Philippines and at least 21-years old. Your residency has to be proven by providing identification and living address documentation. There are other requirements that are needed to get a loan with this bank and can be found on the bank’s official website.

Rates And Fees

We will use a Metrobank home loan as an example of the rates and fees that the bank charges. However, be aware that each type of loan will carry varying rates and fees.

A home loan can receive a rate of 5.88% to 6.88%. For all other associated fees, you will have to contact the bank.

How To Apply For A Metrobank Loan from Home

Apply For A Loan From Home

A lot has changed over the years and the banking sector isn’t left behind in this regard. You can, today, apply for a loan at Metrobank from the comfort of your home. Easily access the Metrobank website and begin your application process.

The idea here was to apply from home, but if that isn’t convenient for you, you can pop into any of the bank’s branches and get started. The application from the home process is quite easy if you have all the documents at hand before you begin the whole process.

Contact The Bank

If you would like to contact the bank directly, you can call 1-800-1888-5775 or find their main address at Metrobank Plaza Building, Sen. Gil J. Puyat Ave, Makati, 1200 Metro Manila, Philippines.


Getting a loan has been made much easier thanks to the advancements of the digital age we live in. As long as you have a computer and internet access, you can easily begin your application process today.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.