People who love to travel locally or internationally know that it is important to have access to their funds aside from their pocket money. Many like to have access immediately or at least be able to make important purchases especially when they are traveling.
A credit card is a great way to have more funds especially while traveling. Many people often use their credit cards for travel as well as make payments in partner establishments. This is why the Metrobank Travel Platinum Visa Card is the best credit card for traveling.
Wondering if the Metrobank Travel Platinum Visa Card is the best card for you? Find out more about the card and learn how to apply for a Metrobank Travel Platinum Visa Card with the article below.
Travel Perks That You Can Enjoy
The Metrobank Travel Platinum Visa Card features one of the best travel rewards that you can totally enjoy.
The credit card enables secure contactless payments with just a simple tap. The Metrobank credit card uses an embedded chip to protect users from fraudulent activities.
When you have a Metrobank credit card, you get to enjoy free Priority Pass Membership in more than 900 airport lounges all over the world. You can travel with more comfort and convenience now that you have the best travel rewards credit card in the Philippines.
You’ll even get free travel insurance with up to P5 million coverage as well as many other exclusive travel benefits.
Fees and Rates
The Metrobank Travel Platinum Visa Card has different fees and interest rates. Principal cardholders will receive an annual fee of P5,000 which is waived on the first year while the supplementary card will have P2,500 which is free for life.
The monthly interest rate is at 3% or 36% per year for both retail and cash advance. The cash advance fee is P200 per transaction while late payments are charged P1,000. The minimum amount due is P850 or 3% of the total whichever is higher.
You’ll also receive an over-limit fee of P750 for every instance that you go over your credit limit. If you do lose your card, you’ll incur a card replacement fee of P400 for every card that you lose.
Zero Percent Installment Plan
When you have the Metrobank Travel Platinum Visa Card, you are entitled to their zero percent installment program from a wide variety of partner establishments anywhere in the Philippines.
You can use the card to pay for large transactions such as when you purchase appliances, and gadgets, pay hospital bills, and many more.
You can then avail of their zero percent installment plan and pay through a monthly installment plan.
Cardholders can choose to pay at 3, 6, 9, 12, 18, and 24 monthly installment terms without having to deal with any additional fee as long as they pay on schedule.
Get Discounts and Freebies
There aren’t a lot of credit cards that give as many discounts and freebies as the Metrobank Travel Platinum Visa Card.
Cardholders get to enjoy discounts and a lot of freebies when they shop at partner establishments when they use their Metrobank Travel Platinum Visa Card.
You’ll receive free gifts and get exclusive deals when you shop at their partner merchants and use the card to pay for your purchase.
Points and Miles
The Metrobank Travel Platinum Visa Cardholders can take advantage of the Metrobank Rewards Program which overs 1 reward point for every P20 you spend on purchases made by the card.
You can also earn 1 mile per P17 you spend on overseas transactions as well as airline and hotel accommodations.
You’ll get three times the amount of reward points you’ll get from overseas transactions.
Global Customer Assistance
With the Metrobank Travel Platinum Visa Card, you are also entitled to global customer assistance wherever you go.
You can always call their customer assistance number at 1-800-1-111-9015 to avail of emergency services. You can call them if you lost your card or if your card gets stolen. You can also use this service to have your card replaced especially in emergencies.
Emergency cash advance services can also be acquired by calling the global customer assistance number.
How to Apply
To apply for the Metrobank Travel Platinum Visa Card, all you need to do is to head over to the official Metrobank website and chose the specific card that you want to apply for.
You will be redirected to another window where you will need to fill up an application form. Enter all the details required in each field and make sure that you provide accurate information.
You will also be required to upload certain documents such as your government ID, proof of income, and many more.
Review the information you’ve entered on the application form as well as the terms and conditions before submitting. Wait until the bank sends you a notification to see if you are approved.
Eligibility Requirements and Contact Details
Before applying for the Metrobank Travel Platinum Visa Card, you need to prepare certain documents such as photo-bearing government IDs with your signature and date of birth. You can use your TIN ID, driver’s license, UMID, passport, or PRC ID.
Certain documents like your income tax return, 3 months of payslip, employment certificate, and many other documents. You must be between 18 to 70 years old. You must be employed and a resident of the Philippines with a minimum annual income of P700,000.
For more information, you can call them at (632) 88-700-700. You can also visit their main office at Metrobank Plaza Building, Sen. Gil J. Puyat Ave, Makati, 1200 Metro Manila.
Conclusion
With all the perks and features of the card, getting the Metrobank Travel Platinum Visa Card might just be the right decision for you. Frequent travelers can make the most out of their travels especially when they go out of the country. Receive triple the rewards points and redeem them for more when you have this travel reward credit card.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.