Are you looking for a credit card that offers flexible ways to spend on the things that you want without the hassle of incurring unnecessary extra charges? Do you want to have the convenience of paying on the go in a smart, tactful way?
If it’s a simple way of credit card spending you’re looking for, then the EastWest Platinum Credit Card is for you. This card comes with a host of features and benefits, such as low interest, rewards, and airport lounge access.
Read on as we give you more details about this credit card, how you can apply, and the benefits that come with it.
EastWest Platinum Credit Card Features and Benefits
The benefits of being an EastWest Platinum cardholder is that you get to avail exclusive travel packages and access to over 600 VIP airport lounges around the world. You are always a priority when you travel due to your Priority Pass membership.
If you regularly travel to different places in the Philippines, shopping is a great convenience, as the credit card is accepted at more than 29 million establishments, not just here but also in over 300 countries.
For every PHP 40.00 you spend (whether it is shopping or dining), you will get one Platinum point, which you can exchange for more deals exclusively through EastWest Bank.
Traveling to different destinations in the Philippines and around the world is now more worry-free, as this card offers PHP 20 million worth of insurance coverage. This card also has a low-interest rate of 2.75% per month, and cardholders do not need to pay an annual fee.
Eligibility & How To Apply for an EastWest Platinum Credit Card
If your monthly income is over PHP 150,000, then you’re qualified to apply for the EastWest Platinum Credit Card. If you’d prefer more convenience than visiting your nearest EastWest branch, you can visit the EastWest website and complete your application online.
If approved, your credit card limit will be determined based on a number of factors, including your credit history, expenses, and current income.
EastWest Platinum Credit Card Interest Rates and Charges
- Annual Fee – PHP 0, perpetually waved
- Interest Rate – 2.75% per month
- Cash Advance Service Fee – 3% of cash advance amount or Php600, and 2.75% interest charge
- Late Payment Charge – 8% of Minimum Payment Due
- Over Credit Limit Fee – PHP 500
- Foreign Currency Conversion Fee – 1.70%
EastWest Bank Address and Contact
EastWest Bank Corporate Office official address is The Beaufort, 5th Avenue corner 23rd Street, Bonifacio Global City, Taguig City, Metro Manila, Philippines.
Customer Service Hotline: (02) 888-1700
Conclusion
Having a credit card that offers more than just easy spending is ideal for those who want to do more in shopping, dining, and travel. With the EastWest Platinum card, you’ll be able to experience these great conveniences.
You are insured on your next travels here and abroad that you get to earn points to avail exclusive deals, more convenient places to shop, and more places to dine. This card may require a high salary to get, but successfully having it is quite worth it.
We would recommend the EastWest Platinum card for those who want to reward themselves more and just enjoy the great bonuses that come with it. If you are interested in getting this card, you may visit your nearest EastWest Bank branch, or you can apply on their website to start your application process.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.