How to Apply for a UnionBank Gold Visa Credit Card


UnionBank has been one of the country’s leading banks that finds ways and opportunities to partner up with key businesses in order to give more features and convenience to its growing clientele.

For those who love to go on constant travel adventures or just enjoy the convenience of 100% cashless shopping, then the UnionBank Gold Visa Credit Card is for you.


To give you more information about this card, read on, as we reveal to you how you can apply and know more about the card’s excellent features and benefits that await you when you have it.

UnionBank Gold Visa Credit Card
UnionBank Gold Visa Credit Card. Image source:

UnionBank Gold Visa Credit Card Features and Benefits

The UnionBank Gold Visa Card offers great travel rewards for both Mabuhay Miles (Philippine Airlines) and GetGo Points (Cebu Pacific). Get even cheaper flights when you book flights using your card.

You will officially enjoy a stress-free flight as you get to enjoy the comfort of the Club Manila lounge for free.


The card is also a Petron Value card, where you can use points to load Petron Gas to your car. Cardholders are also eligible for great discounts and gift certificates in leading malls like SM and Ayala Malls.

Want to be ahead of the people in the cinema ticket line? You can now buy your tickets using the card, and you can even choose your SM Movie Passes, whether you’re at regular, Director’s Club, or IMAX Theaters.

How to Apply for a UnionBank Gold Visa Credit Card

For you to be qualified for a UnionBank Gold Visa Card, you must have at least a minimum monthly income of PHP 50,000. The bank may require some employment-related documents (for employees) or business-related documents (for self-employed/business owners) when you apply for this card.

You may visit the nearest UnionBank branch, or you may apply on the UnionBank website. If you follow the steps correctly, you should hear back from the bank within a few days with a decision. The card is notable for having a high credit limit.

UnionBank Gold Visa Credit Card Interest Rates and Charges

  • Annual Fee – PHP 2,500
  • Interest Rate – 3.5% per month
  • Late Payment Fee – PHP 750
  • Cash Advance Fee – PHP 300 or 6% of the cash advance amount per transaction

UnionBank Corporate Office Contact Details

The main office of UnionBank is located at UnionBank Plaza, Meralco Avenue corner Onyx and Sapphire Roads, Ortigas Center, Pasig City 1605 Metro Manila.

Customer Service Hotline: (02) 841-8600


Although it requires a high minimum salary to get it, the UnionBank Gold Visa Credit Card is your card of choice if you want to travel and shop with ease. Say goodbye to travel hassle, as you are given access to the airport VIP lounge Club Manila and even priority bookings when you use your card to get the flights you want. This card is also packed with great discounts and deals in the country’s leading malls.

So, if you want to enjoy these great conveniences, be sure to visit your nearest UnionBank branch today and apply for the UnionBank Gold Visa Card.

Note: It is important to take note that there are risks involved when applying for and using a credit card. For more information, check the bank’s Terms and Conditions page.