How to Get a UnionBank Gold Visa Credit Card

If you’ve got a high ticket item to purchase, but you don’t have the cash, you can give the UnionBank Gold Visa Credit Card a whirl. The card gives you the opportunity to put high ticket items on the card at a rate o 0% interest. In addition to that offer, you also can get access to cash back rebates.

The UnionBank Gold Visa Credit Card is optimal for those to an above average income. With the card you get access to exclusive deals with UnionBank partners as well local air miles. Before looking into getting a credit card, make sure you’ve got your priorities down right. A credit card should help you in your financial life or you, it isn’t designed to just provide you free money.

If you know why you need the card, how it fits into financial goals and your payback plan, you’re going to be fine. Our team has looked intot the UnionBank Gold Visa Card and come up with some important information. Please read all of the details below before you decided whether or not this card is for you.

UnionBank Gold Visa Credit Card
UnionBank Gold Visa Credit Card. Image source:

What are the Benefits of the UnionBank Gold Visa Credit Card?

The UnionBank Gold Visa Card offers great travel rewards for both Mabuhay Miles (Philippine Airlines) and GetGo Points (Cebu Pacific). Get even cheaper flights when you book flights using your card. You will officially enjoy a stress-free flight as you get to enjoy the comfort of the Club Manila lounge for free.

The card is also a Petron Value card, where you can use points to load Petron Gas to your car. Cardholders are also eligible for great discounts and gift certificates in leading malls like SM and Ayala Malls.

Want to be ahead of the people in the cinema ticket line? You can now buy your tickets using the card, and you can even choose your SM Movie Passes, whether you’re at regular, Director’s Club, or IMAX Theaters.

What are the Fees of the UnionBank Gold Visa Credit Card?

All come with fees as do any other situations where you borrow money.Below we have a breakdown of key charges you need to know about pertainining to this UnionBank Credit Card.

  • Annual Fee – PHP 2,500
  • Interest Rate – 3.5% per month
  • Late Payment Fee – PHP 750
  • Fee – PHP 300 or 6% of the cash advance amount per transaction

If the above fees sound manageable to you, you can find out below.

  • UnionBank Gold Visa Card


How to Apply for a UnionBank Gold Visa Credit Card

For you to be qualified for a UnionBank Gold Visa Card, you must have at least a minimum monthly income of PHP 50,000. The bank may require some -related documents (for employees) or business-related documents (for self-employed/business owners) when you apply for this card.

You may visit the nearest UnionBank branch, or you may apply on the UnionBank website. If you follow the steps correctly, you should hear back from the bank within a few days with a decision. The card is notable for having a high credit limit.

Although it requires a high minimum salary to get it, the UnionBank Gold Visa Credit Card is your card of choice if you want to travel and shop with ease. Say goodbye to travel hassle, as you are given access to the airport VIP lounge Club Manila and even priority bookings when you use your card to get the flights you want. This card is also packed with great discounts and deals in the country’s leading malls.

So, if you want to enjoy these great conveniences, be sure to visit your nearest UnionBank branch today and apply for the UnionBank Gold Visa Card.

How to Contact UnionBank Corporate Office

Head office

UnionBank Plaza, Meralco Avenue corner Onyx and Sapphire Roads,

Ortigas Center, Pasig City

1605 Metro Manila

Telephone: (02) 841-8600

Note: It is important to take note that there are risks involved when applying for and using a credit card. For more information, check the bank’s Terms and Conditions page.