Gap Credit Card – How To Apply Online


If you shop at places like Gap, Banana Republic and Old Navy, then you might want to get your hands on the Gap credit card. One of the most common and preferred modes of payment today has got to be credit cards. And for good reason too, they are safer than carrying chunks of cash around. 

One of the cards that are slowly gaining momentum today is the Gap credit card. It provides a ton of rewards for people that shop at its stores and they’ve even got hot deals on certain days like Tuesdays when you earn even more points. 


To find out how the reward program works and how many points you can earn by using this card, you should read on. You also get to find out how you can apply for this card here. And, crucially, how you can apply for this Gap Credit Card without having to leave the comfort of your home.


Benefits & Features Of The Gap Credit Card

For credit cards, one thing you want is benefits and often they offer them to you in terms of rewards. This Gap card isn’t any different as you earn 5 points for every $1 you spend at Gap brand and online. This means that the more you shop at their brand stores, the higher your points.

For purchases everywhere else, you earn 1 point per $1 spent. That’s not all here, though, when you have accumulated 500 points, you automatically get a $5 reward.


The other benefit that you get to enjoy with this card is the special birthday gift. On your birthdays, while you have this card, you’ll receive a gift. There are also a number of other exclusive discounts that you earn with the card and access to special events.

You can learn more about the rewards and exclusives by visiting the Gap website. And, you can earn up to a maximum of 10,000 points per year with this card.

Eligibility & How To Apply For The Gap Credit Card

You have to be at least 18 years old for you to apply for this card. And, you have to prove your residence for the last three or more years for you to get this card. Other requirements can be found on the website, and you need to carefully read and ensure you meet them.  

You need to have a credit score of 580 and above if you are to get this card. To apply for the Gap Credit Card, you should visit the Gap website and select the product menu. On the next page, select the Gap credit card and click on the ‘apply now’ button which will send you to the application form.

You can use this link if that’s a bit of a struggle for you. You’ll be redirected to the application form and you can fill out for your new Gap Credit Card. Filling up your email address on the email section will automatically earn you 500 points once the application is approved.

Fees & Charges

Like most cards in the market, you have fees that you have to part with when you spend on the card. Here are some of the fees that are associated with this Gape Credit Card.

  • No annual fees.
  • For late payments, you have to part with $39.
  • Foreign transactions are charged at 3% per transaction.
  • Cash advance is charged at 4% or a minimum of $10.
  • The variable APR on the card is set at 27,49%.
Gap Credit Card – How To Apply Online

Bank’s Contact Info & Address

Gap credit cards are issued through the Synchrony Bank, and you can get in touch through 1 800 427 7895. The bank’s headquarters are located at 170 West Election Road, Suite 125 in Draper Utah. 


Getting a Gap Credit Card today doesn’t require you having to leave your home. You can apply for it from the comfort of your home as long as you meet the requirements. And once you get the card, you can also grab some popcorn and shop from home too.

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.