During these tough times, the US government has done well to try and cushion its citizens against the major effects of the global pandemic. There are a number of programs that have been rolled out to ensure that the vulnerable are taken care of.
Though some of the measures were initiated long before the pandemic, they have become more prominent now and are proving to be a boon. One such measure is the EBT card, which is similar to an ATM or debit card, for recipients to receive and use their food stamp and/or cash benefits.
If you don’t know about the benefits of an EBT card yet, read on to find out more. Information on how to apply for the card and the monthly payout can also be found here.
What is an EBT Card?
The EBT card, or electronic benefit transfer card is a magnetically encoded payment card, which allows the state welfare departments to issue benefits. The card can only be used by US residents.
The card has been in operation since 2004. The holder of the card can make food purchases at authorized retail stores. The average payout is set at $125 per month per participant.
The card is in use in all 50 states, and allows smooth transition of funds, especially during these tough times.
Benefits of the Card
In addition to being able to buy food at specific food retail stores, the card also allows children the access to breakfast and lunch while they are in school.
At the moment, when schools are closed due to COVID-19, the households are being reimbursed through the P-EBT program.
Eligibility
To qualify for an EBT card, a household has to meet certain requirements set by the state governments. These broadly include the following.
- Household’s gross monthly income is at or below 130% of the poverty line, or $2,252 per month. However, households with a disabled or an elderly member need not meet this limit.
- Household’s net monthly income is less than or equal to the poverty line.
- Household’s assets fall below $2,250 for households without a disabled or elderly member, and $3,500 for those with a disabled or elderly member (in fiscal year 2019).
How to Apply
Every state in the US has its own application form. In case your state’s form is not online yet, you’ll need to contact your local SNAP office to request one.
You can also process your application by mail. You have to simply download the SNAP benefits application or SNAP application for seniors for individuals over the age 60 years.
Then Download the DTA cover sheet and mail the completed cover sheet and application to your state’s Document Processing Center. You can also choose to visit the center to begin your application process for the card.
Placing an Oder Using an EBT Card
You can also place orders from the authorized stores, using your EBT card. Visit the authorized store’s website, open your account, and then add items to your cart.
You will also have to select your preferred payment method afterwards.
Conclusion
In the current challenging times, having an EBT card can make a huge difference for your family’s basic needs and sustainability. With this card, you can ensure that you can purchase adequate food, even if you have limited resources.