BPI Family Credit Card – How to Apply


As the holidays roll in, it’s expected that we will be spending a lot when buying gifts for our loved ones. Although there are a lot of credit cards that you can apply for out there, it’s really hard and takes a lot of time to find the ideal credit card that will let you spend and pay later with no strings attached.

In this article, we are introducing the BPI Family Credit Card, one of the bank institution’s highly recommended credit cards to have, especially if you are a working person with a family.


If you are interested in knowing more about this credit card and how you can apply, read on as we give you all the information you need.

BPI Family Credit Card

BPI Family Credit Card Features and Benefits

Having the BPI Credit Card gives you more for less, as it gives the qualified cardholder more financial flexibility. You can pay for the things you want to buy today, and you pay them off later through its bank branches nationwide or online with the BPI 24/7 banking channels.


The more you use your card, the more you will be able to get great rewards, perks, and rebates. You can redeem these immediately, or you may also save them up for later.

BPI has been notable for offering better security measures in keeping your account and card safe. With its advanced security features embedded in the card, its ATM facilities, and its online features, you are safe from anyone who will attempt to use your card from unwanted transactions.

BPI Family Credit Card Eligibility and How to Apply

To be able to be qualified for the BPI Family Credit Card, you must have at least a minimum monthly income of 180,000. Important documents like your TIN number, SSS/GSIS no, and your recent payslip may be a requirement upon applying. You may visit the nearest BPI branch, or you may also apply online via the BPI website.

Once your application has been approved, the credit limit of your card will be determined based on a number of factors, like your credit history, current income, as well as your expenses.

Interest Rates and Charges

  • Annual Fee – PHP 1,000 (first year free)
  • Interest Rate – 3.5% per month
  • Cash Advance Fee – 3% of cash advance amount or PHP 500
  • Late Payment Charge – PHP 700 or equivalent to the cash advance amount

BPI Bank Contact Details

Bank of the Philippine Islands’ Corporate Office is located at 6768 Ayala Avenue Makati City 0720.

Telephone Number: (632) 818 5541 to 48


We have our own wants and needs. Sometimes we need money for those emergency situations, too. For whatever situation, it pays to have the BPI Family Credit Card with you. You will not only enjoy safer options of buying the things that you want in key establishments and on the website, but you will also get great returns like discounts and freebies every time you use it.

If your salary is just above the average per month, then we highly recommend the BPI Family Credit Card.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.