How to Get a BPI Family Credit Card

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If you’re looking for a card that’s going to give you a nice chunk of money in cash back form, the BPI Family Credit Card can help. You can get up to 30% of your credit limit in cash back funds. Additionally, the card has comparably lower interests and annual fees.

Before we get into anything else, you should know that you have a lot of credit card options. Since there are so many options out there, it is up to you to make an informed decision.

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In order to get the card that fits your lifestyle, you need to be clear about your goals with the card. Once you know what your goals are, you can more accurately match up credit card offerings against your needs. You should look into things like interest rates, cash back fees, annual fees as well as any perks offered.

Our editors have had a look at the BPI Family Credit Card, and come up with some details you need to know, including the benefits, charges and how to apply. Make sure you read everything below before you decide whether or not the BPI Family Credit Card is for you.

BPI Family Credit Card

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What are the Benefits of the BPI Family Credit Card?

To start with, the BPI Family card is good for beginner to intermediate users looking to build their credit scores. If you have never had a credit card before, this could be a worthwhile option.

Having the BPI Credit Card gives you more for less, as it gives the qualified cardholder more financial flexibility. You can pay for things you need today, and pay them off later through its nationwide bank branches or online with the BPI 24/7 banking channels.

The more you use your card, the more you will be able to earn great rewards, perks, and rebates. You can redeem these immediately, or you may also save them up for later.

BPI is notable for offering better security measures in keeping your account and card safe. With its advanced security features embedded in the card, its ATM facilities, and its online features, you are safe from anyone who will attempt to use your card for unwanted transactions.

Everyone has unique wants and needs and sometimes we need money for those emergency situations on top of that. Whatever the situation, the BPI Family Credit Card can help you out if you meet their requirements.

What are the Interest Rates and Charges for the BPI Card

As with all credit cards, you will need to pay some fees for using loaned money. Below is a breakdown of important charges you need to know about. You should assess these before moving onto the application process.

  • Annual Fee – PHP 1,000 (first year free)
  • Interest Rate – 3.5% per month
  • Cash Advance Fee – 3% of cash advance amount or PHP 500
  • Late Payment Charge – PHP 700 or equivalent to the cash advance amount

If your salary is just above the average per month, then you might qualify for the BPI Family Credit Card. You can find out more on how to apply below.

BPI Family Credit Card

How to Apply for the BPI Family Credit Card

To be qualified for the BPI Family Credit Card, you must have at least a minimum annual income of Php180,000.

Important documents like your TIN number, SSS/GSIS no, and your recent payslip may be a requirement upon applying. You may visit the nearest BPI branch, or you may also apply online via the BPI website.

If your application is approved, the credit limit of your card will be determined based on a number of factors, like your credit history, current income, as well as your expenses.

How to Contact the Bank of Philippine Islands

Head office

6768 Ayala Avenue Makati City, 0720, Metro Manilla, Philippines

Telephone: (632) 818 5541 to 48

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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