BDO Visa Platinum – How to Apply

BDO is offering more for its growing clients with the Credit Card. Being one of the Philippines’ most reliable and credible banking institutions, you might want to turn your business in this direction.

This credit card is ideal for those looking for easy payments, easy cashless shopping, and good benefits every time you use it while on travel or on business trips.

Read on as we give you more details about this credit card, how you can apply, and the benefits that come with it.

BDO Visa Platinum
Credit Card. Image source:

Features & Benefits

Enjoy more on your travels, as the card gives you access to discounts, exclusive cardholder deals, and a free Priority Pass in over 1,200 airport lounges around the world. Cardholders will also be given a comprehensive travel accident and inconvenience insurance coverage.

Getting this card will also give you access to the Visa Concierge Services, which are available 24/7 to assist you in the following services: restaurant reservations, car rental, passport assistance, Visa assistance, hotel booking, and air travel arrangements.

This card has an annual fee of PHP 4,500 per year, but the first year is free. However, if you spend around PHP 600,000 per year, your annual membership fees are automatically waived.

Paying for the things you want and need (whether it’s shopping or dining) is no longer such a huge stress, as this card is accepted worldwide wherever Visa cards are recognized. You also earn points for every PHP 40 (US$1) local transaction, which you can use to exchange for BDO’s exclusive deals.

Comprehensive Travel Accident & Inconvenience Insurance Coverage

When you get your card, you become eligible for their Comprehensive Travel Accident & Inconvenience Insurance Coverage. It lets you use your card to spend on your travel expenses, such as transport and rentals. When you do so, you are insured through BDO for up to Php 20 Million.
This also makes you eligible for medical expense reimbursement coverage (up to Php 1.5 Million), loss/damage coverage for your baggage, flight delay/baggage delay coverage, and trip termination/cancellation and loss of travel documents coverage

Eligibility & Application for a BDO Visa Platinum Credit Card

If your salary is above the average income per month, then you are eligible to apply for a BDO Visa Platinum Card. For a faster and hassle-free application, you can visit the BDO website and complete your application online.

Once approved, your credit limit will be determined based on a number of factors, like your credit history, current income, and expenses.

BDO Visa Platinum Credit Card Rates, APR and Charges

  • Annual Fee – PHP 4,500, free in the first month. Perpetually waved if reached a certain spending limit per year. Waived for supplementary cards.
  • Monthly Effective Interest Rate – 3.00%
  • Cash Advance Fee – PHP 500 or 5% of the amount withdrawn
  • Late Payment Charge – 7% of the amount overdue
  • Foreign Exchange Conversion Rate – Assessment fee of 1% plus a service fee of 1.5%

BDO Bank Address & Contact

BDO Corporate Center is located at 7899 Makati Ave, Makati, 0726 Metro Manila, Philippines.

Or, you can contact the Customer Contact Center at (02) 631 8000.


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The BDO Visa Platinum Credit Card is a great card of choice for those looking for convenient methods of cashless spending while on travel here in the Philippines and abroad. It lessens the hassle and worry associated with traveling, as cardholders are eligible for VIP access lounges in major airports and have travel insurance each and every time.

Great deals and discounts also await you, as Visa is one of the highly accepted credit cards in millions of establishments in the Philippines and around the world. If traveling and spending convenience are what you’re looking for, then you’ll definitely get it in the BDO Visa Platinum card. If you are interested in getting this card, you may visit your nearest BDO Bank branch, or you can apply on their website to start your application process today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.