If you love flying and earning free miles, the BDO Diners Club Premerie Card can help you. The BDO card doesn’t require you to spend as much as other cards do to earn miles. You can be up whizzing in the skies for free in no time. It is possible to earn reward miles on purchases as low as PHP 50. When it comes to the international name of credit cards, Diners Club International is definitely one of the most notable.
And yes, they are often noted for their travel rewards programs, but that isn’t the only reason to get a credit card. You might just need it for other financial surprises that pop up.It is best to get informed, since there are so many credit cards available to you. It’s a great idea to figure out why you need a new card before you hunt for a new one.
Some cards are going to offer lower interest rates, other cards have no annual fee so it is up to you to decide what is important. Our team has dived into the BDO Diners Club Premerie Card and dug up some important information. Make sure you read everything below before you decide if this card is right for you.
What are the Benefits of a BDO Diners Club Premiere Card?
Similar to current major international-accepted credit cards, the BDO Diners Club Premiere credit card has strict security features that prevent any kind of suspicious transactions from happening. If you ever encounter a problem with your transactions, BDO has a 24/7 customer service so you can reach them for any concerns.
Aside from their reliable customer service, having this card has some other juicy perks. You can use their EasyPay Installment plan where there are flexible payment options to pay for what you spend. Free travel insurance is available to you everytime you fly domestcally and internationally. You also get access to VIP lounge access in major airports worldwide, and Miles you can exchange for free flights or discounts.
This card is also ideal for frequent travelers (whether for leisure or business), as the credit card is accepted in millions of establishments locally and abroad.
What are the Interest Rates for the BDO Card
The most important thing you need to weigh before you sign up for a card is their fees. Borrowing means you will have to pay extra on top of the money you are being loaned. Below are some key charges you need to be aware of before you decide to apply for this card.
- Annual Fee – PHP 4,500 (Principal)
- Interest Rate – 3.25% monthly effective
- Cash Advance Fee – PHP 500 or 5% of the amount withdrawn
- Late Payment Fee – 7% of the overdue amount
Having a reliable credit card with you everywhere you go is definitely a must-have for those who frequently travel a lot or if there are things needed to be bought at home or for a business. If you are looking for a card that has everything covered for you, then the BDO Diners Club Premiere card is a good choice. The more you spend, the more perks and exclusive deals you get in return.
You can find out more on how to apply below.
How to Apply for a BDO Diners Club Premiere Credit Card
For you to be qualified for a BDO Diners Club Premiere credit card, you must be a regular employee of company. If self-employed, your business should run at least 2 years. You must also have a gross annual income of PHP 1,000,000 to be eligible. You must also be between the ages of 21 and 70 for a Principal card, as well as a Filipino citizen or permanent resident for at least 2 years.
If you want to know more information about the BDO Diners Club Premiere Credit Card, you may visit your nearest BDO Branch, or you may apply online on the BDO website. Once approved, your credit limit will be determined based on a number of factors, like your credit history, current income, and expenses.
How to Contact BDO Bank
7899 Makati Ave, Makati,
0726 Metro Manila, Philippines.
Telephone: (02) 8631 8000.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.