Bank of America Credit Card – Online Application


Bank of America is one of the most favorable banks that offer credit cards at good rates. You can get a card that charges interest from as low as 13% APR. Considering the market value at the moment, this is a bargain for many.

When looking for a Bank of America card, you want the one that suits you well. Not only in terms of the interest rate alone, but you also want a card that can be used across different categories. You should also look at a card that earns you enough rewards to forget the fees, if there are any.


You can learn more about the type of cards offered by the Bank of America and how to apply for them below. Information on the type of interest that is charged on the card, among other information is also available here.

Bank of America Credit Card – Online Application

Benefits & Features of Bank of America Credit Cards

Before you apply for any card from the Bank of America, you’ll want to know the kind of benefits that you’re likely to get with the card. There are different cards with different categories of earning when it comes to Bank of America. For example, the cash rewards card offers you 3% cashback across online and other expenditures categories.

The next card that you should be looking at is the Travel Rewards Card, where you can earn points on almost everything that you spend on. The points associated with this card are unlimited and there are no blackout dates for this specific card. With this card, you earn 1.5 points for every $1 that you spend and that is on anything and anywhere.


The Bank of America Premium Rewards Card is another option that you should be looking at when it comes to the Bank of America cards that you should apply for. With this card, you earn 2 points for every $1 spent anywhere. The card is also a winner of the Best Rewards Credit Card from USA Today’s 10 Best Readers’ Choice.

These are just some of the cards that you can get from Bank of America today. And as you’ve seen, you can earn different rewards from different cards. You just have to find right pick for you when you’re choosing the one to apply for.

How to Apply for a Bank of America Credit Card

When you want to apply for a Bank of America credit card, you need to meet the criteria set by the card you want. For example, you need to be at least 18 years old to get any of these cards.

The other requirement is you have to be an American resident to get the card. You also have to prove that you earn by providing a computer-generated copy of your payslip. You can find more information on the card’s eligibility when you click on the card you want to apply for.

Online application from credit cards has become the norm today. Seemingly not looking to get outshined by the competition, Bank of America offers the same for their cards. Once you visit the Bank of America website and click on the credit cards menu, you can apply for any card there.

All you have to do to apply for a card is click on the blue ‘Apply Now’ button that’s on the right side of the card you want. You’ll be redirected to the next page where you will have a form to fill out in order to confirm your identity. Once you’re down with the form, the bank will review your application. Most of the time, you will get a reply within 60 seconds.

Interest Rate

The interest rate for each card varies, but you have APR from as low as 13.99% if you have a stable credit rating. For the first two cards, there are no annual fees attached to them. On the Premium Rewards Card, however, you have to part with at least $95 in annual fees.

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Bank Contact & Address

You can get in touch with the bank to get more information on the credit cards through 1-800-432-1000. The bank’s head office is located in Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255.


The online application for the Bank of America credit cards is quick and easy. This is how you can choose from the different cards and apply online for the one that suits you best. 

*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.