Wells Fargo Credit Card – How to Apply for the Cash Wise Visa

Finding the right credit card can be a tricky process. Not only does the credit card need to match the way you spend, but it should also have the features that meet your lifestyle. If you’re a frequent shopper who wants to get something out of your spending, a cash rewards credit card might be a possibility for you.

The Wells Fargo Cash Wise Visa lets you earn cash rewards, enjoy $0 in annual fees, and more. Interested to know more about this product? 

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Below is a brief guide that will let you discover whether the Wells Fargo Cash Wise Visa Credit Card is the best deal for you. Get to know about its features, application requirements, as well as fees and charges associated.

Wells Fargo Credit Card - How to Apply for the Cash Wise Visa
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Wells Fargo Cash Wise Visa Card – Features

The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. 

Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. You may also be granted a $150 cash rewards bonus if you spend a total of at least $500 in net purchases within the first 3 months of your account opening.

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On top of that, this credit card also comes with no annual fee and a 0.00% introductory APR for 15 months from the date of your account opening. Cash rewards do not expire, so you don’t have to worry about spending them right away. 

Wells Fargo Cash Wise Visa Card – Application Process

If you think the Wells Fargo Cash Wise Visa Card suits your needs, you can apply for the said deal. To be eligible, you’ll need to be a U.S. citizen or a permanent resident alien with a valid Social Security Number without restrictions or an Individual Taxpayer Identification Number (ITIN). You’ll also need to have good or excellent credit to be approved.

If you meet all these criteria, you can start your application by visiting the Wells Fargo official site. From its home page, select Banking and Credit Cards, and choose Credit Cards. Look for the Cash Wise Visa Card, and then click “Apply now”.

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You will be asked to fill out a form and may even need to submit your driver’s license or other identifying information. Once finished, submit your application and wait for the bank to review the information you provided.

You will later receive the status of your application on the confirmation page. Check your email for a confirmation. If your application has been approved, the confirmation page and email will display your credit limit.

Fees and Interest Rates

Note that this is not a complete list of rates and fees. To learn more, contact a bank representative or visit the Wells Fargo website. 

  • APR – 14.49% to 24.99% based on creditworthiness
  • No annual fees
  • Cash advance fee – 5% or $10, whichever is greater
  • Late payment fee – up to $37

Wells Fargo Contact Information

To know more about this offer, you may contact Wells Fargo at 1-800-869-3557 on a 24/7 schedule. You may also contact them at their corporate office located at 420 Montgomery Street, San Francisco, CA 94104.

Wells Fargo Credit Card - How to Apply for the Cash Wise Visa

Conclusion

Is the Wells Fargo Cash Wise Visa Card the right choice for you? If you think the card matches your needs and lifestyle, feel free to reach out to the bank and find out more about its features today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.