For individuals looking to maximize rewards from their credit cards, TD Bank’s First Class Visa Signature Credit Card may be an option to consider. This credit card offers generous rewards for every use of it, with an attractive sign-up bonus and low interest rate.
The TD First Class Visa Signature Credit Card is a stunner, providing 3X First Class miles on travel and dining purchases. It is a credit card best suited for individuals who travel frequently.
If you are interested in learning more about the TD First Class Visa Signature Credit Card, read on to see what kind of features, requirements, and fees there are for the card.
TD First Class Visa Signature Credit Card Features
The TD First Class Visa Signature Credit Card provides triple miles for dining and travel purchases, and there are additional rewards on all other purchases. Cardholders can earn a substantial number of miles and points for making purchases.
In addition to this awesome rewards feature, you can also receive a sign-up bonus of 25,000 miles for making a $250 travel or dining purchase. Miles don’t expire either as long as the account is still active and in good standing.
This means, cardholders can accumulate as many miles then redeem them for rewards later on. Aside from travel, everyday purchases can also earn you rewards, as long as these fall under eligible purchases.
Finally, because this card is powered by Visa, cardholders can access Visa-exclusive promotions on travel, tours, and car rental. Additionally, concierge services are also accessible for booking flights, and customer service.
How to Apply
One way to apply for the TD First Class Visa Signature Credit Card is by using the online application on their website. Go to the TD Bank website, and under their products section click on “Credit Cards”. Then select the TD First Class Visa Signature Credit Card option, and on the following page select “Apply Now”.
To qualify as a cardholder, applicants need to meet certain minimum requirements, such as annual income, residency, age, credit score, and other standards set by TD Bank. Minimum requirements include being at least 18 years old, employed, and having an active account either with TD Bank or an outside bank.
Interest Rates and Fees
- The TD First Class Visa Signature Credit Card’s APR for purchases is 13.24% (variable)
- APR for cash advances is 25.24%, and varies with the market’s Prime Rate
- Annual fee is waived for the first year, but cardholders must pay $89 for succeeding years
- For balance transfer fees there will be $5 or 3% of that transfer charged (whichever is greater)
- Failing to pay your bill on time may lead to penalties, such as a late payment fee of $37
Contact Information and Address
If you would like to speak with a TD Bank representative about the TD First Class Visa Signature Credit Card, please call 1-888-561-8861 or send an email to customer.service@td.com. TD Bank’s main address is located in Cherry Hill, New Jersey, United States.
Conclusion
The TD First Class Visa Signature Credit Card is a solid addition to anyone’s wallet because of the travel perks and triple Miles advantages. If you want to maximize the cost of your plane tickets, tours, or car rentals, you may want to get this credit card.
For more information, visit the website of TD Bank today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.