Are you looking for a travel card with an attractive signup bonus and valuable travel perks? The JPMorgan Chase Credit Card lets cardholders earn 2X points on eligible travel and dining at restaurants around the world.
Besides the points-earning feature, the credit card also has a low annual fee, zero foreign transaction fees, and 25% more value for buying plane tickets, car rental, and cruises. With these perks, frequent travelers can get extra savings and enjoy refined purchase coverage.
Best suited for individuals who travel frequently for pleasure and work, the JPMorgan Chase Credit Card is an excellent addition to anyone’s wallet. Read on to find out about the Chase Sapphire Credit Card, its features, perks, fees, and other charges.
JPMorgan Chase Sapphire Preferred Credit Card Features
For starters, the JPMorgan Chase Sapphire Preferred Credit Card has a generous signup bonus of 60,000 points for spending $4,000 for the first three months of account opening. These points can be redeemed to access Chase Ultimate Rewards.
The rewards are not limited to travel perks, as they can be used for flight discounts, gift cards, freebies, cashback, and shopping at Amazon. For Amazon orders, points can be used to pay for eligible items. Cardholders can even transfer points at a full 1:1 value with select cards.
Another reason to get the JPMorgan Chase Sapphire Preferred Credit Card is the No Foreign Transaction Fees. Some credit cards charge transaction fees for using the card outside the United States, but this isn’t the case for the Sapphire Preferred Card.
Purchase Protection and Warranty
To protect all purchases made using the card, JPMorgan Chase provides the Purchase Protection feature to cover damages and theft. New purchases made within 120 days are protected from damage or theft up to $500 per claim.
Speaking of protection, all purchases made using this card are subject to an extended warranty. JPMorgan Chase extends the time period of the manufacturer’s warranty by an additional year or up to three years.
How to Apply
It’s incredibly easy to submit an application through the online application facility. Simply visit the JPMorgan Chase website, and choose Sapphire Preferred credit card. Applicants can either sign in to apply or apply as a guest.
To qualify as a cardholder, you need to be at least 18 years old, employed, and have a good credit score of 600 or higher. The bank has no real minimum requirement, and no score can guarantee an applicant’s approval.
Interest Rates and Fees
The JPMorgan Chase Sapphire Preferred Credit Card can be considered affordable if you are frequently flying outside the United States. With no transaction fees, cardholders can save a lot when shopping, dining, and booking hotels or flights.
However, compared to other rewards cards with no annual fee, the JPMorgan Chase Sapphire Preferred Credit Card is pricey for a $95 annual membership. Purchase APR is 15.99% to 22.99%. For a cash advance, the interest rate is 24.99% APR and varies depending on the Prime Rate.
Failing to settle the bill on the due date can incur a late payment charge of $39. Transaction fees for balance transfer are $5 or 5% of each transfer, whichever is greater.
JPMorgan Chase Contact Information
For credit card queries, you can reach a JPMorgan representative by calling 212-270-6000 or 800-935-9935 for customer service. We have also listed JPMorgan Chase’s mailing address below.
JPMorgan Chase Headquarters
270 Park Avenue
New York, NY
Conclusion
The JPMorgan Chase Sapphire Preferred Credit Card is no doubt an excellent rewards card for individuals who travel frequently outside the United States. With no transaction fees, 2X points earning feature, and other travel perks, it is a valuable card to save extra money.
Order the card today to enjoy a myriad of travel and everyday perks brought by the Sapphire Preferred Credit Card.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.