One seldom comes across a credit card offering that is well-rounded, balanced, and inclusive in all terms. Most credit cards are designed to keep the needs of a certain target customer segment in mind.
However, few credit cards are designed to cater to a diverse set of users and fulfill their requirements. Let us introduce you to one such amazing credit card offering from Absa. The Absa Gold credit card is a meticulously designed credit offering a range of interesting and inclusive features.
In this article, we have a detailed look at the features and benefits of the card, eligibility requirements, and also tell you how you can apply for it. Let’s get straight into it.
Salient Features & Benefits of the Absa Gold Card
The Absa gold credit card comes with zero transaction charges on all the purchases made using the card. As an Absa Gold Card user, you get an interest free period of up to 57 days for the purchases that you make.
The card also offers you exclusive discounts, rewards, and cash backs when you make purchases at the partner outlets. These include grocery and fuel partners as well. Therefore, using the Absa Gold Card, you can save substantial amounts of money on your daily purchases.
Using the card, you can make payments that are 100% contactless, quick, and secure. The contactless Tap-to-pay facility is available at most outlets and is of great utility in making the everyday payments.
The Absa Gold card comes with a complimentary “Credit Protection Plan” wherein the family gets the benefit in the event of death, disease, or disability.
This offering can also be used to pay off the outstanding debts in the event of such a mishap.
Other benefits of the Absa Gold credit card include Bidvest Airport Lounge access at discounted rates, special cover for lost or stolen cards, and easy online payments.
Are you Eligible for Absa Gold Credit Card?
As the Absa Gold card has been strategically designed as an inclusive credit card that can be used by all men and women, it is quite liberal when it comes to the eligibility requirements.
However, a few basic conditions are expected to be fulfilled, which you should keep in mind to be able to secure an Absa Gold Credit Card. These are the following.
- You should be at least 18 years of age and a SA citizen
- You should have a monthly income in the range of R4 000 and R25 000
Please note that all the prospective credit cardholders have to take an affordability assessment. The eligibility to be able to apply for and secure the credit card is subject to this assessment.
How to Apply?
Having known the few eligibility requirements to get an Absa Gold Credit Card, let us now tell you how exactly you can apply for the card. Applying for this credit card is a simple 3-step process that takes 10 minutes in all.
Step 1
Visit the credit card section on the Absa official website and click on the ‘Apply Now’ button.
Step 2
Fill out the requisite details (which include name and contact details, financial history, and a few more fields) and apply.
Step 3
After submitting your credit card application online, you will get a decision on its approval from the bank shortly. You would require the following key documents while applying online for the card.
- A valid South African ID
- A valid proof of residence
- Latest financial details including salary account details and other sources of income
Contact Details
Phone Number
+27 (0) 11 350 4000
Address
7th Floor
Absa Towers West
15 Troye Street
Johannesburg
2001
Takeaway
The Absa Gold credit card is a good option that can help you deal with your financial needs effectively. It is an all-inclusive credit card and suits the need of every individual, no matter who you are.
Therefore, if you are in search of a good credit card, you can keep Absa Gold card in your consideration.
Disclaimer: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.